The Birth-Year Deal
The deal you
were born into.
Drag to your birth year. See the settlement your generation came of age into, why it changed, and what would put it back. This isn't your parents' fault, or yours. It's policy, and policy can be rebuilt.
Born in
1980
Generation X
Age 46 in 2026
1945BoomerGen XMillennialGen Z2006
1
See it
The honest numbers, then vs now
2
Understand it
Why the deal changed
● Policy, not people
3
Fix it
What would restore the deal
Sources
- ONS · Housing affordability in England and Wales (2023): house price to workplace-based earnings ratios, 1997 to 2023.
- House of Commons Library · Higher education tuition fees in England: fee timeline (free to £1,000 in 1998, £3,000 in 2006, £9,000 in 2012, £9,250 now), maintenance grants abolished 2016.
- Resolution Foundation: about £11,000 a year lost-wages gap versus the pre-2008 trend.
- House of Commons Library · Freezing the personal allowance and OBR: thresholds frozen from 2021/22; about 4m more into income tax and 3m more into the higher rate by 2028/29.
- ONS · Private rental affordability (2024) and English Housing Survey 2024-25: renters spend about 34 to 36% of income on rent (near 46% for under-25s); average first-time buyer age 33.
Prototype seeded with representative, sourced figures by generation band. Exact per-year values and full source links to be finalised at build.